When you browse our website, we use cookies to ensure a seamless user experience across all the functions you access. The contents of this page are meant to explain to you in clear terms what cookies mean and how we use them on our site.

At Xpress Payment Solution Limited (hereinafter called “Xpress Payments”), we treat your personal information as private and confidential. We are dedicated to protecting your privacy and providing you with the highest level of security at any point of interaction with us.

This Cookies Policy (Policy) explains how we use cookies and the choices you have. Except as otherwise stated in this Policy, our Privacy Policy will apply to our processing of data that we collect via cookies. By using our website (by clicking, navigating or scrolling), you are consenting to our use of cookies in accordance with this Policy.

If you do not agree to our use of cookies, you can prevent the installation of cookies through the settings of your browser or not use our website at all. However, if you disable the use of cookies, this might cause some parts of this website not to function properly for you and it may impact your user experience on this site.

A “cookie” is a small text file that is stored on your computer, tablet, or phone when you visit a website. Some cookies are deleted when you close your browser. These are known as session cookies. Others remain on your device until they expire, or you delete them from your cache. These are known as persistent cookies and enable us to remember things about you as a returning visitor.

• Necessary or Session Cookies: These cookies are essential for you to browse the Bank’s website and use its features, such as accessing secure areas of the site.
• Performance or Analytics Cookies: These cookies collect information about how you use the Bank’s website, like which pages you visited, and which links you clicked on. None of this information can be used to identify you. It is all aggregated and anonymized. Their sole purpose is to improve website functions.
• Functional Cookies: These cookies allow the Bank’s website to remember choices you have made in the past, like what language you prefer, what region or what your username and password are so you can automatically log in.
• Marketing Cookies: These cookies track your online activity to help the Bank deliver more relevant advertising or to limit how many times you see an ad.

We use cookies to optimize your user experience when you browse our website. If you register a profile with us, we will use cookies to manage the signup process and general administration and manage your browser session while you are logged in. These cookies will usually be deleted when you log out. They may however in some cases remain afterwards to remember your site preferences when you are logged out.

• Provide products and services that you request and to provide a secure online environment.
• Manage our marketing relationships.
• Improve the performance of our services.
• Help us decide which of our products, services and offers may be relevant to your need.
• Give you a better online experience and track website performance.
• Help us make our website more relevant to you.

You can manually disable cookies on your computer and devices or delete existing cookies. Disabling cookies may restrict your browsing experience on Xpress Payment Solutions Limited websites to important features such as logging in to your profile, navigating webpages etc. Xpress Payment Solutions Limited does not share cookie information with any other website, nor do we sell this data to any third party without your consent.

Hopefully, this has clarified things for you. As was previously mentioned, if there is something you aren't sure you need, it is usually safer to leave cookies enabled in case it does interact with one of the features you use on our site. Please feel free to contact us if you have any questions at dpo@xpresspayments.com.